What is cyber crime? Business Watch Totton explains

Cybercrime is criminal activity that is carried out by using computers and the Internet. This includes anything from downloading illegal
music files to stealing millions of pounds from online bank accounts.

Cybercrime also includes non-monetary offences, such as creating and distributing viruses on other computers or posting confidential
business information on the Internet. Many are victims of this offence and find out once it is too late. Prevention is by far better than the cure,
awareness and being very diligent in all online activities will go a long way to combating this crime.

Perhaps the most prominent form of cybercrime is identity theft, in which criminals use the Internet to steal personal information from other users.
Two of the most common ways this is done is through phishing and pharming, what is this?

Both of these methods lure users to fake websites (that appear to be legitimate), where they are asked to enter personal information. This includes
login information, such as usernames and passwords, phone numbers, addresses, credit card numbers, bank account numbers, and other
information criminals can use to "steal" another person's identity.

Hard to believe that people fall for dummy web sites and give information freely but it happens. For example EBay is a classic way some cyber
criminals attack peoples identity, they create emails such as this well know trick  Ebay@ehay.com for the uneducated they read EBay give up login
and names to find out 3 days later their accounts have been compromised.

For this reason, it is smart to always check the URL or Web address of a site to make sure it is legitimate before entering your personal
information. Online verification services are available just Google search engine “Check URL hosting

Because cybercrime covers such a broad scope of criminal activity, the examples above are only a few of the thousands of crimes that
are considered cybercrimes.

While computers and the Internet have made our lives easier in many ways, it is unfortunate that people also use these technologies to take
advantage of others. Therefore, it is smart to protect yourself by using antivirus and spyware blocking software and being careful where you
enter your personal information. Change passwords on all email accounts regularly, never give credit card details to a site you cannot verify, simple
actions that can help deter the sickening feeling you get when your world is hacked!
Business Watch TOTTON
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